Dot Street Tire Cheap Ninja Or Big Block 4Wheeler?

Ninja or big block 4Wheeler? - dot street tire cheap

I am 23 years old, I have a clean driving record and have a Kawasaki Ninja ZX10R. My insurance company (AIG AUTO) I would take more than $ 800 a month because I'm 25 and the wheel is a great sport by insurance rules. I believe that the sale of the Ninja for what you owe and pay.

I am curious if it were possible, would be legally, in my area of Missouri and get cheaper transport up to 800 Kawasaki Brute Force and Street Legal. I know everything that is needed is to 250cc + headlights, taillights, brake lights, turn signals (risks, not sure), and street legal tires, and get it approved by the DOT and the Highway Patrol.

1. I advise you to live with my ninja, or attempt to legalize a 4Wheeler big block?
2. It band consider any other cause, the legalization of wheels?
3. Anyone can learn to insurance rate motorcycle or 4Wheeler?
4. Then my insurance? Is not that discrimination?

(serious and honest answers, please)